K3 is the only specialist advisory business for bulk annuities and commercial consolidation in the pensions market. With first-hand experience of both the pension insurance and consultancy sectors, K3 provides trustees and scheme sponsors with advice and broking services to ensure a smooth and effective transfer of liabilities to an insurer or consolidation vehicle.

A well-executed transfer of risk for your pension scheme can improve the outcome by as much as 10% of the liability value. That’s why most schemes are choosing a specialist to help them.

We help you navigate the fast changing and dynamic bulk annuity and commercial consolidator market to make sure you get the best outcome.