About us

K3 was founded by Adam Davis with a passion to do things differently, and better.

Based on over a decade of personal experience both with a buyout insurer and latterly with a Big 4 consultancy, we saw clear opportunities to improve how this important market for pension schemes operates.

K3 Advisory is the pension market’s only specialist independent bulk annuity and consolidator advisory business. Using first-hand experience from both the insurance and pensions sectors, K3 provides trustees and scheme sponsors with advice and brokering services to secure a smooth and effective transfer of liabilities to an insurer or consolidation vehicle.

The business was formed in 2018 as a strategic investment by Western Pension Solutions (WPS), the pension consultancy for family businesses, which is part of the Vestey Holdings Group.

Vestey Holdings is a fourth generation, family-owned business, whose origins stretch back to the 1890s. Like many large multi-generational businesses, Vestey had a legacy defined benefit pension scheme, which was successfully secured by way of an insurance Buyout in 2016. It has subsequently supported the development of an advisory business aimed at achieving similar outcomes for other sponsors.

Through common ownership and shared values, K3 and WPS work closely together to influence the development of the UK defined benefit pensions market for the benefit of their respective clients.

Privacy Preferences

When you visit our website, it may store information through your browser from specific services, usually in the form of cookies. Here you can change your Privacy preferences. It is worth noting that blocking some types of cookies may impact your experience on our website and the services we are able to offer.

Click to enable/disable Google Analytics tracking code.
Click to enable/disable Google Fonts.
Click to enable/disable Google Maps.
Click to enable/disable video embeds.
Our website uses cookies, mainly from third party services. Define your Privacy Preferences and/or agree to our use of cookies.