Why K3?

Insurance and pension expertise

We deliver outstanding outcomes because our team is built of both pensions and insurance experts.  We understand how insurers think.


You get unconflicted advice.  We are fiercely independent and do not rely upon the ongoing running of pension schemes for fee income. We are also free from the influence of any particular insurer and do not work on a commission basis.


You get the advice and service you need. We specialise in one area and therefore we are able to tailor the way we work to each and every client’s unique set of circumstances.

Cost effective

You get cost effective and timely advice.  We are specialist with years of pensions and insurance experience. Our processes work in tandem with your other advisors.