Our team

  • Adam has been a leading figure in the growth and development of the bulk annuity market in the period since it began its expansion in 2007. Before he founded K3 Advisory he spent 4 years leading KPMG’s buyout advisory practice in the North of England and Scotland.

    Prior to KPMG, he was Pricing Director at MetLife where he was successful in building their bulk annuity business in the UK from start-up to being a market leading provider, before eventually being sold to Rothesay Life in 2014.

    In 2018, with the support of the Vestey Family and Western Pension Solutions, Adam founded K3 Advisory with the aim of using his unique experience to help trustees and sponsors find a secure home for their legacy defined benefit pension arrangements. He is a Fellow of the Institute of Actuaries.

    +44 (0)7701 326705

  • Emma is a qualified actuary with 10 years of experience working as an actuarial consultant providing advice to sponsors and trustees in relation to their pension arrangements.

    She previously worked at Willis Towers Watson where her role involved helping sponsoring employers of differing sizes and sectors manage their pension funding commitments and risks in areas such as; developing funding and investment strategies, executing liability management exercises and introducing scheme design changes.

  • Ben has more than 20 years’ experience of managing and consulting on UK and international pension arrangements. He joined the Vestey Group in 2001 and led their highly successful long term strategy to transfer more than £500m of pension liabilities to the regulated insurance market with a series of bulk annuity transactions.

    In 2015, with the support of the Vestey family, Ben established Western Pension Solutions with a mission to help external family businesses de risk their legacy pension arrangements and provide highly effective pension arrangements for current and future generations of employees.

    Ben continues to hold senior management positions for Vestey Holdings, including as a Board Director of K3. He is an associate member of the Pensions Management Institute.

Thomas Crawshaw
  • Thomas is a qualified actuary with over 15 years of experience advising trustees and companies on their DB schemes. Thomas has a breadth of experience, which has included being a Scheme Actuary, PPF levy work, liability management and financial reporting.

    In recent years, Thomas has been heavily involved in numerous bulk annuity transactions ranging in size and complexity. In addition to leading on transactions at K3, Thomas also has responsibility for our overall delivery to clients, including setting K3’s solvency basis and developing and maintaining our actuarial models. Prior to joining K3, Thomas worked for KPMG and Isio.

    +44 (0)7902 342369